The Financial Calculators listed below have been provided to you for assistance and they are an indication only. We strongly recommend that you obtain appropriate advice when considering any form of Loan. Bare in mind that your AIPB Consultant can guide you while having your best interest in mind.
Stamp Duty Calculator
The Stamp Duty Calculator provides you with an indication of Government Costs when purchasing a property for Owner Occupied, Investment and as a First Home Owner.
Maximum Borrowing Capacity Calculator
The Maximum Borrowing Capacity Calculator provides you with an indication of how much Lenders are prepared to Lend according to your Income and Liabilities.
Lenders Mortgage Insurance Estimator
When lenders agree to lend a customer money, there is a small risk that they won't get the money back if the customer is not able to meet the repayments. Although they have the house as security, if property values decline that security may not be enough to cover the outstanding loan when the lender comes to sell it. Our Lenders Mortgage Insurance (LMI) Estimator will provide you with an indication of how much it will cost you to secure a loan above 80% loan to value ratio for regulated and non regulated loans. It will also provide you with your costs when it comes to securing a low Doc or Asset Lend loan. You will also find that First Home Owners are still required to pay Lenders Mortgage Insurance and those discounts are also listed for you. Your AIPB Consultant can assist you further with your Home Loan process.
Tax Assessment Calculator
The Tax Assessment Calculator will show you what your Net Income will be taking into account current Tax scales. Results are shown fortnightly, monthly and yearly. The Calculator also will calculate what your Employers Superannuation will be.
Land Tax Calculator
The Land Tax Calculator is unique for anyone considering increasing their Investment Portfolio. The Calculator provides the appropriate results according to each State governments parameters.
Interest Saving Calculator
The Interest Saving Calculator provides you with an Indication of how much Interest can be saved over a specified period by making additional monthly payments to your Home Loan. Your AIPB Consultant can assist you further with your Home Loan process.
The Home Loan Comparison Calculator provides you with an Indication of expected savings between two different Home Loans provided by different Lenders. The Comparison Calculator takes into account any Monthly account keeping fees associated with each loan. Bare in mind it does not take into account any set up fees of the Home Loan or any Deferred Establishment fees. Your AIPB Consultant can assist you further with your Home Loan process.
Basic Repayment Calculator
The Basic Repayment Calculator will show you your minimum monthly, fortnightly and weekly repayments expected when considering borrowing monies to finalise the purchase of a property. The Repayment Calculator will also show you your total Principal and Interest Payments according to the period chosen. Your AIPB Consultant can assist you further with your Home Loan process.
Credit Card Reduction Calculator
The credit card reduction calculator is a great tool which shows you just how long it will take to pay off your current credit card debt based on your regular monthly repayments. Your AIPB Consultant can assist you further with your Home Loan process.
Investor / Gearing Calculator
The Investor / Gearing Calculator is an excellent tool that our Property Investors can use as an indication of their Gearing position. The Investor / Gearing Calculator takes into account Property Expenses and indicates your weekly gain or loss, It is strongly recommended that you do obtain the appropriate Tax advice. Remember your AIPB Consultants is more than happy to assist with your Home Loan process.
The Amortisation Calculator will provide you with an indication of how much interest is paid per month when taking out a Home Loan. The calculator shows the following, amount outstanding at a particular point in time, monthly Interest paid, Interest paid each year, total interest paid and finally total of all repayments. For more information your AIPB Consultant can assist.
Remember that all AIPB Brokers have the experience and knowledge to assist you with your individual needs and goals. Why not take the next step and find an accredited AIPB Broker closest to you.